And as scary and volatile the market may be, I want to make something very very clear. Taking out your 401k or Roth at this point is highly INADVISABLE.
Racoons are mean! Yes they are. They can destroy your sod grass looking to kill all of your hardworking soil making earth friendly worms. I thought racoons were friendly that I enjoyed seeing one walking right outside the door while I was enjoying the view. Later I found out s/he may be the one that literally folded up the sod grass I installed a couple days earlier.
You know what? If the scenery is not what you desire, there's a way of dealing with that. You can uproot everything and move, or you can get to work and change it for the better. Not so much for the better as I have heard it many times; "beauty is in the eyes of the beholder." but make it to your satisfaction. What's more bettern than sitting back and enjoy the fruits of your labor. Ika met? Gare meta?
"There is no role in life that is more essential than that of motherhood."
"The bamboo that bends is stronger than the oak that resists." Japanese Proverbs
Well, it may be true that Pacific Islanders are disproportionately being affected by the pandemic (Covid19), but one thing that's in our favor is the fact that many of us are essential workers. This means many of us are still employed and are getting paid.
If you're one of those that think your freedom is more important than your life, at least wear a face mask to protect others.